The Punjab government has allocated billions of rupees to ensure that widowed women are not left at the mercy of circumstances. The Rehmat Card serves as a specialized ATM card that allows beneficiaries to withdraw their grants directly. Unlike monthly stipends that barely cover utility bills, this program focuses on providing a significant one-time amount to help widows start small businesses or secure their household’s future.
Also Read: How to Check BISP 8171 Payment by CNIC
Objectives of the Program
The primary goal is to shift from “poverty alleviation” to “economic independence.” By providing Rs 100,000, the government aims to empower women to become self-reliant. Additionally, the program includes a specialized quota for women with orphan children, ensuring that the next generation’s education and health remain uninterrupted.
Key Details at a Glance
Below is a summarized overview of the scheme’s core features:
| Feature | Financial Benefit | Eligibility Requirement |
| Widow Grant | Rs. 100,000 (One-time) | Valid CNIC & Husband’s Death Certificate |
| Orphan Support | Rs. 25,000 (Per Child) | Children must be registered in B-Form |
| Payment Method | Biometric ATM Card | Verified Bank of Punjab (BOP) Account |

Eligibility Criteria for Registration
To ensure transparency, the Punjab Social Welfare Department has set strict eligibility protocols:
- Residency: The applicant must be a permanent resident of Punjab (verified via CNIC).
- Marital Status: Must be a widow with a NADRA-issued death certificate of the spouse.
- Income Level: The household must have a low PMT (Poverty Score) as per the Punjab Socio-Economic Registry.
- Verification: Applicants must not be receiving similar major benefits from other provincial widow-specific programs.
How to Register (Official Process)
Registration is conducted through a digital portal to eliminate middle-men. Widows can apply via the Social Welfare & Bait-ul-Maal Department portal or the dedicated DPMIS (Data Punjab Management Information System).
- Visit the Official Portal: Go to the official registration link: https://dpmis.punjab.gov.pk/
- Submit Documentation: Upload your CNIC, husband’s death certificate, and B-forms of children.
- Biometric Verification: Once shortlisted, you will receive an SMS via 8171 or the official provincial code to visit the nearest Bank of Punjab (BOP) center for biometric verification.
Frequently Asked Questions (FAQs)
Q1: Is the Rs 100,000 a monthly payment?
No, it is currently a one-time financial grant intended to provide immediate economic stability or investment capital for a small business.
Q2: Can I apply if I already have a Himmat Card (for PWDs)?
The Rehmat Card is specifically for widows. If a widow is also a person with a disability (PWD), she should consult the local Social Welfare office to see if she can transition to the higher-benefit category.
Q3: What if I don’t have a husband’s death certificate?
A NADRA-verified death certificate is mandatory. You must obtain this from your local Union Council before applying.

